Capital for your business
Flutterwave Capital offers Nigerian businesses quick access to flexible loans — up to ₦2M — to grow your business. No collateral required.
It can be frustrating to have to jump through hoops to secure funding for your business. With Flutterwave Capital, we want to make sure business owners can access loans without fussing about collaterals, cumbersome documentation, and other stringent terms and conditions. Flutterwave Capital is fast — eligible applicants can access the money they need within two business days.
Quick application
Confirm your eligibility and receive the funds the next business day. No extra documentation required.Affordable pricing
Loans are based on Reducing Balance Rate which means interest is recalculated based on the outstanding balance.Convenient repayment
Repayment is seamlessly processed as a percentage of daily sales, at a max rate of 25%.What our customers are saying
How it works
1
Confirm your eligibility
Confirm your eligibility for a loan by logging into your dashboard to see available offers.2
Choose offer
Choose an offer that best matches your business needs.3
Receive funds
We review your offer and pay the money in your account in 1-2 business days4
Pay back
Automatically repay the loan based on the agreed flexible repayment plan.Calculate how much you are eligible for here
Estimated monthly revenue
Apply
Frequently asked
questions
01
How do I repay my loan?
The loan amount due daily will be debited from your merchant
wallet.
+02
Can I request a different loan amount?
Yes, you can but acceptance will be subject to your credit
eligibility.
+03
What happens if I miss a payment?
There will be a 1% penal charge on the outstanding amount
after 3 days moratorium of the full month repayment date.
+04
How does repayment work?
This will be done daily from the 8th day after a week
moratorium from disbursement.
+05
What's the interest rate?
We will display the interest rates each of our lenders charge.
CashConnect MFB charges 5% flat per month.
+06
What's the highest loan amount?
Your highest loan amount is subject to 50% of your total
processed volumes on Flutterwave.
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